BNPL

Game changing
BNPL solutions

Empower your go-to-market strategy! One-stop destination for your BNPL offering with integration capability across multiple merchants.

360 degree support across
the BNPL supply chain

End-to-end BNPL modules for lenders
Pre-Onboarding
KYC validation, credit bureau checks, underwriting.
Credit Line Issuance
Rule-based issuance of credit lines, virtual/physical card generation.
Transaction Lifecycle
Settlements, fees, financial risk management, merchant authentication, MCC/MID checks.
Post Credit Line Issuance
Repayment & collections through a dedicated app.
Lender Management
Credit line organization & distribution with personalization in consumer credit limit and repayment notifications.
Merchant Management
Merchant risk checks, merchant onboarding, reporting.

The M2P Advantage

For Lender
  • 5X Faster Time to Market
  • Full-stack Lender Management System to manage entire loan lifecycles
  • Direct integration with multiple merchant checkout platforms
  • Real-time credit decision making with Financial Risk Management
  • Dynamic consumer credit behavior analytics for upgrading credit limit
  • Enable BNPL GTM strategy over multiple channels - Physical Card, UPI, Wallet, direct integrations with merchants
  • Increased ONUS transactions using direct authorization channels
For Merchant
  • End-to-end tech stack for your e-commerce platform
  • Enable lender's credit line across your checkout
  • Complete ownership of the consumer shopping experience
  • Increase in target segment through flexible EMI offers
  • Reduced MDR fees through direct lender credit line channels
  • Customize promotions & campaigns based on your consumer profiles
For Customer
  • Instant credit issuance resulting in increased purchasing power
  • Fully digital onboarding and customized app for spend management
  • One-click checkout at preferred merchant pages
  • Accessible across multiple channels through physical/virtual cards, UPI, wallet & NFC
  • Flexible repayment options Pay Later or EMI with no hidden charges
Become the BNPL market leader today!
Whether you're a lender looking to extend POS credit lines, or a merchant wanting to offer BNPL to your customers, we've got the right solution for you.